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Privacy Policy

Effective Date: May 21, 2026

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At Learn and Prosper, I respect your privacy and am committed to protecting the personal information you share with me. This Privacy Policy explains how I collect, use, disclose, and safeguard your information when you visit my website, subscribe to my newsletter, or purchase my financial consulting and educational services.

Please read this policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the site or utilize our services.

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1. Information We Collect

I collect information that you voluntarily provide to us, as well as certain data automatically when you interact with our website.

  • Personal Information: This may include your name, email address, phone number, billing address, and payment information (processed securely via third-party payment processors) when you register for a course, book a consulting session, or sign up for a newsletter.

  • Consulting & Financial Data: During financial coaching or budgeting sessions, you may voluntarily share information regarding your financial goals, income, expenses, or debt. Note: I never ask for, nor should you share, sensitive account credentials like bank passwords or Social Security numbers.

  • Automated Data: When you visit my site, my servers automatically record standard log data, including your IP address, browser type, pages viewed, and the time/date of your visit. I may also use cookies to improve your browsing experience.

 

2. How We Use Your Information

I use the information I collect to deliver and improve my financial literacy services, including:

  • Scheduling, managing, and conducting your financial consulting sessions.

  • Processing payments and delivering digital products (e.g., budgeting templates).

  • Sending newsletters, educational content, or promotional materials (which you can opt out of at any time).

  • Analyzing website traffic to improve user experience and content relevance.

  • Complying with legal obligations or preventing fraudulent activity.

 

3. How Your Information is Shared

I do not sell, rent, or trade your personal or financial information to third parties. I only share your data in the following limited circumstances:

  • Third-Party Service Providers: I share data with trusted vendors who help us run our business, such as payment processors (e.g., Stripe, PayPal), email marketing platforms, and scheduling software. These providers are contractually obligated to keep your data secure and confidential.

  • Legal Requirements: I may disclose your information if required to do so by law, regulation, or court order to protect our rights or the safety of others.

 

4. Data Security and Confidentiality

I implement industry-standard security measures (such as SSL encryption) to protect your personal and financial information from unauthorized access, loss, or alteration. Furthermore, any financial goals, budgets, or personal scenarios discussed during our one-on-one consulting sessions are treated with strict confidentiality and will never be shared publicly without your explicit, written permission. However, please remember that no method of transmission over the internet is 100% secure.

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4.1 Security Disclaimer (No Guarantee of Absolute Security)

I implement a variety of industry-standard physical, electronic, and managerial security measures designed to maintain the safety of your personal information. However, please be aware that no method of transmitting information over the internet, or method of electronic storage, is 100% secure. While I strive to use commercially acceptable means to protect your personal information, I cannot guarantee or warrant its absolute security. By using my website and services, you acknowledge and agree that you provide your personal information at your own risk.

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5. Your Rights and Choices

Depending on your location, you may have the following rights regarding your data:

  • Access & Correction: You can request to view, update, or correct the personal information I hold about you.

  • Opt-Out: You can unsubscribe from my marketing emails at any time by clicking the "unsubscribe" link at the bottom of the email.

  • Deletion: You can request that I delete your personal data from our systems, subject to certain legal or billing retention requirements.

 

6. Changes to This Privacy Policy

I may update this Privacy Policy from time to time to reflect changes in my practices or legal obligations. I will notify you of any major changes by updating the "Effective Date" at the top of this page.

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8. Relationship to Terms and Conditions

This Privacy Policy is integrated into and subject to my website's Terms and Conditons and Legal Disclaimer. Any disputes arising under this Privacy Policy or concerning data privacy are subject to the limitations of liability, governing law, and dispute resolution terms outlined in our Terms and Conditions.

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9. Contact Us

If you have any questions or concerns about this Privacy Policy or how your data is handled, please contact us at:

Learnandprosper17@gmail.com

613-889-2920

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